1. Acceptance of Terms

By accessing limbavevion.com, you confirm that you are at least 18 years old and have the legal capacity to enter into this agreement. If you're using our services on behalf of a business or organization, you represent that you have the authority to bind that entity to these terms.

We may update these terms from time to time to reflect changes in our services or legal requirements. When we make significant changes, we'll post the updated terms here and adjust the "Last Updated" date. Your continued use of our services after changes take effect means you accept the revised terms.

2. Services Description

limbavevion provides financial education and information services focused on helping individuals and businesses understand financial concepts better. Our services include educational content, resources, and guidance related to financial matters.

We make reasonable efforts to ensure the accuracy of information presented, but financial markets and regulations change frequently. The content we provide reflects general educational principles rather than specific recommendations for individual circumstances.

3. User Responsibilities

Account Security

If you create an account with us, you're responsible for maintaining the confidentiality of your login credentials. You must notify us immediately if you suspect unauthorized access to your account. We're not liable for losses resulting from unauthorized use of your account if you haven't taken reasonable precautions.

Acceptable Use

When using our services, you agree to:

• Provide accurate information when required
• Use the services only for lawful purposes
• Respect intellectual property rights
• Not attempt to interfere with or disrupt our services
• Not use automated systems to access our content without permission
• Not impersonate others or misrepresent your affiliation with any person or entity

We reserve the right to suspend or terminate access to our services if we believe you've violated these terms or engaged in conduct that could harm other users or our business.

4. Intellectual Property

All content on limbavevion.com, including text, graphics, logos, images, and software, is owned by limbavevion or our content providers and protected by UK and international copyright laws. The compilation of all content on this site is our exclusive property.

You may view and print pages from our website for personal, non-commercial use, but you may not reproduce, distribute, modify, or create derivative works without our written permission. Educational institutions may use limited excerpts for teaching purposes with proper attribution.

The limbavevion name and logo are trademarks. You may not use them without our prior written consent, which we may grant or withhold at our discretion.

5. Privacy and Data Protection

We take your privacy seriously and handle your personal information in accordance with UK data protection laws and our Privacy Policy. By using our services, you consent to our collection and use of information as described in that policy.

We implement reasonable security measures to protect your data, but no internet transmission is completely secure. You acknowledge that you provide information at your own risk.

6. Payment Terms

Some of our services may require payment. When you purchase services from us, you agree to provide accurate payment information and authorize us to charge your payment method for the amounts due.

All fees are stated in British Pounds unless otherwise specified. Prices may change, but we'll notify you before charging different amounts for services you've already purchased.

Refunds

Refund policies vary depending on the specific service purchased. Generally, digital educational content is non-refundable once accessed. For courses or programs with extended timelines, we may offer partial refunds within specified periods. Contact us to discuss specific situations.

7. Limitations of Liability

We provide our services "as is" without warranties of any kind, either express or implied. While we aim for high-quality content, we don't guarantee that our services will be uninterrupted, error-free, or completely current.

To the fullest extent permitted by law, limbavevion and its directors, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services. This includes, but isn't limited to, financial losses resulting from decisions made based on information obtained through our services.

Our total liability to you for all claims arising from your use of our services shall not exceed the amount you paid us in the twelve months preceding the claim.

8. Third-Party Links and Content

Our website may contain links to third-party websites or resources. These links are provided for convenience, and we don't control or endorse the content on these external sites. We're not responsible for the availability, accuracy, or content of third-party sites, and accessing them is at your own risk.

If you decide to access linked sites, you should review their terms and policies. Different rules may apply, and we have no responsibility for those terms or how third parties collect or use your information.

9. Termination

We may terminate or suspend your access to our services immediately, without prior notice, if you breach these terms or for other legitimate business reasons. Upon termination, your right to use the services stops immediately.

You may stop using our services at any time. If you have a paid subscription, termination doesn't automatically entitle you to a refund unless our refund policy specifically states otherwise.

Provisions that by their nature should survive termination will continue to apply, including intellectual property rights, liability limitations, and dispute resolution terms.

10. Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of England and Wales.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision doesn't constitute a waiver of that right or provision.

11. Changes to Services

We reserve the right to modify or discontinue any aspect of our services at any time, with or without notice. We may add new features, remove existing ones, or change how services operate based on user feedback, technical requirements, or business needs.

We're not liable to you or any third party for modifications, suspensions, or discontinuations of services, except where required by law or specific contractual obligations.

12. Contact and Communication

When you use our services, you agree to receive communications from us, including emails about your account, service updates, and educational content you've requested. We won't share your contact information with unrelated third parties for their marketing purposes without your consent.

For questions, concerns, or formal notices regarding these terms, please contact us using the information provided at the top of this document. We aim to respond to all inquiries within five business days, though complex matters may require more time.